Max sum submatrix in row and column wise

approach for max sum submatrix in row and column wise sorted matrix is not clear.
how he is creating suffix sum matrix and generating the answer ??

in the sum submatrix array
(i,j)th cell contains the sum of submatrix from (i,j) to (n-1,m-1)

which thing is not clear
approach is discussed in video
plz watch the video again if didn’t understand

why prefix matrix is not used?

to optimised the solution

if we use loop based approach then time complexity will be O(n^4)
but if we use prefix sum array then time complexity will be O(n^2)